Accountable aims to be ‘the new Celsius’
Accountable CEO Wojtek Pawlowski told Blockworks that his firm is looking to reawaken the crypto credit space with more transparency

Accountable and Adobe stock modified by Blockworks
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The crypto credit market hasn’t quite recovered since 2022, when we saw the downfall of most of the major players.
Honestly, perhaps that’s been for the best given how much damage was done.
But it’s not an area of crypto that we can expect to stay dormant, especially if crypto’s truly set for another golden year (or even four).
Clearly, a lot of changes will have to take place. And there’ll have to be far more transparency.
Data platform Accountable, which operates in the undercollaterized crypto credit space, is taking steps to perhaps be one of the first successful lending firms post-2022.
The “main value capture is being able to prove, without any API key sharing, any wallet sharing, what’s happening in the centralized venue — such as banks, brokerage accounts, exchanges, custodians — that the lenders or any other user can basically prove I’m financially healthy, I’m operating as intended,” Accountable CEO Wojtek Pawlowski told me.
“The goal of Accountable one day is to become the new Celsius,” Pawlowski said. Without all of the fraud and bad actors, of course. Pawlowski hopes to grow his company to be a “digital finance platform” that could open up yield-bearing opportunities for users.
I’ll admit that, in my conversation with Pawlowski, I expressed skepticism about retail being willing to come back to lenders after being burned.
Pawlowski thinks that, like any other cycle, we’ll see the appetite return as transparency challenges are mitigated. They’re already working with firms like Galaxy and Amber Group.
He also noted that the human brain moves past financial losses after two or three years. If that’s true, perhaps now’s indeed the time to strike while the iron is hot.
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