Consumer
Chain Clusters
About this Chart
Interest on Spark loans accrues continuously, but is only received when a borrower makes a repayment toward their outstanding position. At any given point there can exist a balance of interest that has been accrued but not repaid.
Since interest accrues in the background and interest accrued over a long period can be repaid all at once, some periods have repayent spikes larger than the interest accrued over the same period.