Swiss Digital Asset Bank SEBA Launches Institutionally-Focused Crypto Yield Product

SEBA Earn will allow institutions to stake and earn yield on their digital assets.

article-image

Zug, Switzerland; Source: Shutterstock

share

key takeaways

key takeaways

  • More and more institutions are putting bitcoin on their balance sheet — but does it create yield?
  • SEBA’s product allows for institutions to store their crypto and generate moderate amounts of yield via a Swiss-licensed institution

Switzerland’s SEBA Bank, a fintech bank which recently secured the first license from Swiss Authorities to custody digital assets for Swiss-based funds and institutional investors, announced today the launch of SEBA Earn, its yield generating product for custodied crypto. 

“It is clear that as institutional interest in digital assets accelerates, investors have a broader appetite for crypto assets, with a particular interest in earning services like staking, DeFi and centralized crypto borrowing and lending,” Guido Buehler, CEO of SEBA Bank, said in a release.

The bank will allow its institutional clients to lend out their bitcoins — a relatively low-risk way of generating liquidity for bitcoins on the corporate balance sheet. 

SEBA says that at launch its product will first support yield generating via staking, with support for more earning services coming down the road. As Proof-of-Stake protocols become more and more common alongside institutional adoption of digital assets, SEBA says it is meeting a market demand from corporations that now hold crypto on their balance sheets and are after “internet bonds”.

“SEBA Bank has seen interest from across our client segments, including institutions and professional clients. Individual clients have shown tremendous appetite to engage in staking via our fully regulated and supervised banking entity,” Buehler said in an email.

“Institutions, ranging from our banking clients, funds, crypto platforms, and family offices have shown interest and are keen to engage with SEBA Bank in this new offering.”

In an email to Blockworks, Buehler did note that Ethereum 2.0 staking isn’t currently supported, and new coins would be added according to client demand. The bank also said that it plans to provide lending services in the near future. 

SEBA joins a growing list of digital asset focused banks that have begun institutional outreach. In the US, Anchorage has positioned itself as the “crypto bank” for financial institutions such as Oasis Pro Markets, inking deals to become their infrastructure enabler, or BankProv to provide dollar loans against digital assets.

Tags

Upcoming Events

Old Billingsgate

Mon - Wed, October 13 - 15, 2025

Blockworks’ Digital Asset Summit (DAS) will feature conversations between the builders, allocators, and legislators who will shape the trajectory of the digital asset ecosystem in the US and abroad.

Industry City | Brooklyn, NY

TUES - THURS, JUNE 24 - 26, 2025

Permissionless IV serves as the definitive gathering for crypto’s technical founders, developers, and builders to come together and create the future.If you’re ready to shape the future of crypto, Permissionless IV is where it happens.

Brooklyn, NY

SUN - MON, JUN. 22 - 23, 2025

Blockworks and Cracked Labs are teaming up for the third installment of the Permissionless Hackathon, happening June 22–23, 2025 in Brooklyn, NY. This is a 36-hour IRL builder sprint where developers, designers, and creatives ship real projects solving real problems across […]

recent research

Research Report Templates.png

Research

Ethena Labs is leaping from its flagship synthetic dollar, USDe, to a full product suite—USDtb, iUSDe, and the Arbitrum-based Converge Chain—designed to marry crypto-native yields with TradFi-grade compliance. Our analysis shows how expanding into CME, ETF options, and tokenized Treasuries could lift protocol revenue from sub-$500 million in a bear case to several billion dollars if favorable regulation and institutional adoption align.

article-image

It might be time to get out of US-denominated assets, writes Forward Guidance

article-image

The L1’s Interwoven Stack is the most opinionated tech stack yet

article-image

Bitcoin is still rising, 11 years after the documentary film The Rise and Rise of Bitcoin

article-image

Arch Labs CEO told Blockworks that the team plans to launch a native token, but declined to give details

article-image

CEO Mike Silagadze tells Blockworks that the US is “open for business” and why its DeFi bank offering is the first of many